What Happens to Your Crypto if You Die | Marimer Cruz

Do you know what happens to your crypto, life insurance, and long-term care plan if no one you love can access the right documents when you die? In this episode, Digital Thanatologist Niki Weiss sits down with Marimer Cruz to break down how easily assets become “lost” when there’s no clear plan, especially in Web3, DeFi, and crypto, where one missing seed phrase can mean everything disappears forever.

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Description:

Do you know what happens to your crypto, life insurance, and long-term care plan if no one you love can access the right documents when you die?

In this episode, Digital Thanatologist Niki Weiss sits down with Marimer Cruz  to break down how easily assets become “lost” when there’s no clear plan, especially in Web3, DeFi, and crypto, where one missing seed phrase can mean everything disappears forever.


Together, Niki and Marie unpack the real-world consequences of not updating beneficiaries, not setting up proper documentation, and not preparing for the massive financial impact of long-term care.


You’ll discover:

-Why crypto can become “unreachable” overnight if no one has your seed phrases or instructions

-The difference between Web2 vs Web3, and what “data sovereignty” means for your legacy

-How one missed beneficiary update can send life insurance to the wrong person

-Why long-term care can force families to spend down assets without proper protection

-The simple steps to document what you have, who should get it, and how to access it

-How tools like My Final Playbook help you organize everything so your loved ones aren’t left scrambling


Don’t let your life’s work turn into confusion, court costs, or chaos. This is a must-listen for anyone serious about digital assets, estate planning, crypto preparedness, and protecting the people they leave behind.

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